204 East Pine Street,
Farmers and agricultural-based businesses face unique challenges. We at Cultivate Wealth Management understand the drive, the grit, and the perspective that are woven into the character of agricultural leaders.We offer a slate of wealth management services to specifically address the needs of agricultural businesses.
Preparing for the future can be overwhelming. A financial strategy may be able to alleviate some of the stress. In creating a financial strategy, we help clients establish their goals in life, determine their assets and liabilities, and evaluate their current financial position. From there, we can implement a strategy and monitor regularly.
Establishing goals, setting expectations, managing risk and allocating your investments are integral to designing an Investment Management Plan that’s right for you. Continuous monitoring of your plan and making necessary adjustments when needed is what we do at Cultivate Wealth Management.
Many individuals, couples, and families don’t just want to make their assets last for their lifetimes; they want to leave a legacy for their heirs in a tax-efficient manner. However, the financial side of estate planning is often overlooked and can have a significant impact on one's family. We can assist clients in articulating their estate planning needs and coordinate the work of other professionals who may be needed, including attorneys and CPAs.Tax and legal services are not offered by LPL Financial or affiliated advisors. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
Business succession planning provides you with the tools to transition from your current business to another form or to transition to retirement. Developing your exit plan is just as important as the development of your annual business plan. We help you coordinate comprehensive strategies for a smooth, sound transition.
How you borrow and manage cash can be as important to the success of your wealth plan as having the appropriate investment strategy. Cultivate Wealth Management has access to several LPL Financial affiliated programs to help create banking and lending solutions for your personal and business needs.
Income and Cash Flow are sometimes used synonymously. They are not the same thing. Income is what you receive in wages, social security payments, interest and dividends. Cash Flow, on the other hand, is what you need in retirement to meet your monthly expenses and obligations. Through our Financial Planning Process, we will help you determine your cash flow needs and help derive a portfolio to help you manage those needs.